JobID: 210545227 Category: Credit Risk JobSchedule: Full time Posted Date: 2024-08-28T20:49:13+00:00 JobShift: Day : Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Credit Officer with in the Risk Team, you will provide the oversight, management and credit risk decision for new and existing extensions of credit and credit risk for the Business Banking line of business. Additionally, you will have the opportunity to analyze credit opportunities, structuring transactions, negotiating and reviewing terms, identifying risks, conducting due diligence and exerting credit approval authority. Job Responsibilities: * May manage either directly or indirectly small teams of individual contributors. * Provides input and guidance to the structure and terms of the credit products * Performs in-depth credit analysis of opportunities and existing credit relationships across the business spectrum. * Manages credit relationship. May involve frequent interaction and comprehension of the industry and credit needs. * Manages and analyzes large amounts of data and information pertaining to credit risk exposures. * Identifies, analyzes and escalates credit risk issues to the respective business areas. * May partner with the Model Review Group to prepare model documentation, provide credible challenge, and obtain usage approvals. * Provides input and prepares presentations for various senior Risk forums to provide updates on the Credit portfolio and support risk discussions. Required qualifications, capabilities and skills: * Bachelor's degree or equivalent experience * Completion of advanced courses in finance, accounting, and credit * Typically, 5 plus years' experience requiring business banking/commercial knowledge and credit judgement. * Ability to formulate and articulate objective views based on professional analysis. * Strong knowledge of credit policies, loan documentation, bankruptcy and related legal issues. * Strong verbal, written, and interpersonal skills, as well as analytic and problem-solving skills. * Demonstrated PC aptitude. * Works effectively in a team environment, while assuming individual responsibility. Preferred qualifications, capabilities, and skills: * Business banking/commercial portfolio banking experience * A master's degree is preferred To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).