At Early Warning, we've powered and protected the U.S. financial system for over thirty years with cutting-edge solutions like Zelle, Paze℠, and so much more. As a trusted name in payments, we partner with thousands of institutions to increase access to financial services and protect transactions for hundreds of millions of consumers and small businesses. Positions located in Scottsdale, San Francisco, Chicago, or New York follow a hybrid work model to allow for a more collaborative working environment. Candidates responding to this posting must independently possess the eligibility to work in the United States, for any employer, at the date of hire. This position is ineligible for employment Visa sponsorship. Overall Purpose The Risk Transformation Program Director is accountable for planning, executing, and managing large-scale risk transformation initiatives across the organization. This role oversees program delivery and drives measurable outcomes. The role requires strong cross-functional collaboration, stakeholder management, and leadership to ensure the success of risk transformation efforts. Essential Functions * Establish the Risk Transformation Program Office accountable for executing Risk Transformation across Early Warning. Develop and execute roadmap for transformation initiatives, including timelines, milestones, and key performance indicators (KPIs). Partner with senior leadership to identify opportunities for improvement and innovation. * Oversee the end-to-end delivery of transformation program ensuring on-time delivery. Establish governance frameworks, including risk management, issue tracking, and decision-making protocols. Monitor program performance and implement corrective actions as needed. * Act as a liaison between executive leadership, functional teams, and external partners to ensure alignment and collaboration. Communicate program objectives, progress, and outcomes to all relevant stakeholders. Manage expectations and foster buy-in across diverse groups. * Lead organizational change efforts, including communication plans, training, and stakeholder readiness. Cultivate a culture of innovation and adaptability within the organization. Address resistance to change and proactively mitigate challenges. * Lead, and mentor cross-functional and matrixed teams to drive transformation initiatives. Ensure resource allocation aligns with program priorities and organizational needs. Promote a high-performance environment focused on accountability and collaboration. * Support the company's commitment to risk management and protecting the integrity and confidentiality of systems and data. Minimum Qualifications * Education and experience typically obtained through completion of a Bachelor's degree in Business, Program Management and/or Computer Science or related field. * 10+ years of risk management experience with demonstrated success in driving and influencing risk-based decisions in a financial services organization. * Proven track record of successfully managing muti-functional, large-scale projects across an enterprise. * Ability to influence and drive enterprise-wide strategic decisions with significant impact to the company. * Ability to develop and operationalize new solutions within the risk management process. * Intellectually curious and well-versed in the company's strategy and risk management goals. * Detail oriented and able to create insights for the company's leadership. * Must possess excellent analytical and problem-solving abilities, able to deal effectively with ambiguity and change. * Highly engaged, self-starter with excellent communication skills and the ability to balance achieving business results, fostering collaboration, and influencing business strategies. * Background and drug screen. Physical Requirements Working conditions consist of a normal office environment. Work is primarily sedentary and requires extensive use of a computer and involves sitting for periods of approximately four hours. Work may require occasional standing, walking, kneeling, and reaching. Must be able to lift 10 pounds occasionally and/or negligible amount of force frequently. Requires visual acuity and dexterity to view, prepare, and manipulate documents and office equipment including personal computers. Requires the ability to communicate with internal and/or external customers. Employee must be able to perform essential functions and physical requirements of position with or without reasonable accommodation. Candidates responding to this posting must independently possess the eligibility to work in the United States at the date of hire. The above job description is not intended to be an all-inclusive list of duties and standards of the position. Incumbents will follow instructions and perform other related duties as assigned by their supervisor. The base pay scale for this position in: Phoenix, AZ/ Chicago, IL in USD per year is: $160,000 - $180,000. New York, NY/ San Francisco, CA in USD per year is: $170,000 - $190,000. Additionally, candidates are eligible for a discretionary incentive plan and benefits. This pay scale is subject to change and is not necessarily reflective of actual compensation that may be earned, nor a promise of any specific pay for any specific candidate, which is always dependent on legitimate factors considered at the time of job offer. Early Warning Services takes into consideration a variety of factors when determining a competitive salary offer, including, but not limited to, the job scope, market rates and geographic location of a position, candidate's education, experience, training, and specialized skills or certification(s) in relation to the job requirements and compared with internal equity (peers). The business actively supports and reviews wage equity to ensure that pay decisions are not based on gender, race, national origin, or any other protected classes. Some of the Ways We Prioritize Your Health and Happiness * Healthcare Coverage - Competitive medical (PPO/HDHP), dental, and vision plans as well as company contributions to your Health Savings Account (HSA) or pre-tax savings through flexible spending accounts (FSA) for commuting, health & dependent care expenses. * 401(k) Retirement Plan - Featuring a 100% Company Safe Harbor Match on your first 6% deferral immediately upon eligibility. * Paid Time Off - Unlimited Time Off for Exempt (salaried) employees, as well as generous PTO for Non-Exempt (hourly) employees, plus 11 paid company holidays and a paid volunteer day. * 12 weeks of Paid Parental Leave * Maven Family Planning - provides support through your Parenting journey including egg freezing, fertility, adoption, surrogacy, pregnancy, postpartum, early pediatrics, and returning to work. And SO much more! We continue to enhance our program, so be sure to check our Benefits page here for the latest. Our team can share more during the interview process! Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. Early Warning Services, LLC ("Early Warning") considers for employment, hires, retains and promotes qualified candidates on the basis of ability, potential, and valid qualifications without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote equal employment opportunity and affirmative action, in accordance with all applicable federal, state, and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our employees.