Are you ready to build the future of our company? About Mercury Financial Mercury Financial is an innovative and growing financial services company with locations in both Austin, TX and Wilmington, DE. Our mission is to help customers build and maintain their financial future by offering them credit cards they can afford and understand. After only a few years, we've had great success building a significant credit card program, but we are aiming higher, which means we have lots of challenging problems for you to help us solve. Come onboard, work with some of the most talented individuals who thrive on collaboration and teamwork, and help us continue to build something special. Location Mercury Financial's Wilmington, Delaware office is located near the Riverfront. Wilmington is Delaware's largest city and is the economic engine of the state. Based on its convenient location, direct access to I-95, Amtrak and SEPTA, this location allows our employees the flexibility to live in a variety of the surrounding areas. What it's like to work here: We foster a collaborative and innovative culture where you will be empowered to do your best work. All of our employees bring everything they have to their job and are part of a larger team working towards a greater goal. We do right by our employees, our partners, and our customers. The Role: We are seeking a highly skilled and experienced Data Analyst to join our team in the near-prime credit card space. The ideal candidate will bring 5 years of relevant experience in large-scale data analytics across the customer lifecycle, along with expertise in SAS and Tableau. This role focuses on leveraging data to drive strategic decisions, enhance customer experience, and support business growth in the near-prime credit market. Key Responsibilities: * Collaborate with cross-functional teams, including Marketing, Risk, and Operations to identify and solve business challenges through data analysis. * Analyze business information to identify process improvements for increasing business efficiency and effectiveness. * Develop and execute data tests with third-party vendors. Includes test design, infile creation, and outfile analysis. * Provide actionable insights and recommendations to drive revenue growth, manage risk, and improve customer experience. * Develop and maintain analytical models and dashboards in SAS and Tableau to support business insights and reporting needs. Generate and distribute management reports in accurate and timely manner. * Ensure data integrity, accuracy, and consistency in all analyses and reports. * Analyzing business processes and implementing ad hoc and "dashboard" performance reporting. Analysis, development, implementation, and validation of data and reporting. * Stay current with industry trends, tools, and best practices in data analytics and the near-prime credit card industry. * Perform adhoc analysis as required. You're perfect for this role if you have: * Bachelor's degree in Data Analytics, Statistics, Computer Science, or a related field. A Master's degree is a plus. * 5 years' experience working in a bank, credit card issuer, lender, or other financial services institution. Near Prime lending is a plus. * Demonstrated ability to work with large datasets and perform advanced analytics. * Solid understanding of the customer lifecycle in the near-prime credit card space. * Excellent problem-solving skills and attention to detail. * Strong communication skills to convey insights to technical and non-technical audiences. * Ability to work independently and collaboratively in a fast-paced environment. Preferred Skills: * 3-5 years' experience with SQL or Python for data analysis. * 3-5 years' experience in Tableau for data visualization and dashboard development. * Familiarity with basic credit risk modeling and analytics. Why you'll like working here: This isn't a place where you will fill a seat and keep your head down. This is a place where everybody is expected to help build something. This is a place where you can be involved and lead in your areas of expertise. So, how much do you believe in yourself? If you believe in your skills, in your drive and determination, we'll give you the resources and room to show the world what you can do. Here are just a few of the benefits we offer: * Employer insurance coverage for employee & dependents * Life insurance * 401K with generous employer match * Wellness program * Monthly Company Events Mercury Financial is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, among other things, or status as a qualified individual with disability.