insurance adjuster Career Path | See the Career Paths People Really Take

president

claim specialist

senior claims representative

member

appraiser

insurance adjuster

managing member

product specialist

quality control manager

business owner

insurance appraiser

The Appraiser studies works of art, jewelry, antiques, and the contents of estates to find out their value and authenticity.  Their role is to evaluate, analyze and interpret data and information, maintain relationships with agents, customers and underwriters, and assess, evaluate and appraise marketing needs.  Their responsibilities are to develop appraising methods and logistics to evaluate data, implement strategies to meet business objectives, prepare detailed appraisal reports for management, determine replacement costs of homes, evaluate safety procedures and alarm systems, appraise risk assessment reports for insurance needs, and evaluate all types of residential real estate valuations.

The Business Owner operates their own companies. Their role is creating a business plan, arranging finances, hiring staff, reviewing sales, and developing marketing strategies.  Their responsibilities are overseeing daily activities, identifying business opportunities, establishing prices of goods and services, maintaining a clean and orderly store, resolving customer complaints, and compiling and maintaining records and bookkeeping.

Do you like working with your hands and pushing yourself? Check out what it's like to be a Painter and Independent Contractor. See what it takes to be your own boss, and if this role suits your lifestyle and skill set.

<h2 dir="ltr">What I do:</h2>
<p dir="ltr">I'm an independent contractor and I work in construction. I do both residential and commercial painting and that leads into both interior and exterior repaints and new construction. I don't have any employees, it's just me sometimes I sub out work.&nbsp;</p>
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<h2 dir="ltr">Career Skills:</h2>
<p dir="ltr">You have to be healthy, you know, there's a lot of times when you're up on a ladder, you push yourself to your limits a lot, you can work out that there's a lot of roof work sometimes. That having a willingness to learn new things is huge if you're not learning something new every day, you're doing it wrong.&nbsp;</p>
<h2 dir="ltr">Job Challenges:&nbsp;</h2>
<p dir="ltr">You really do push yourself to the limits a lot but I really like that challenge personally. That's one aspect that I really enjoy about my job is that I'm working with my hands and I'm physically pushing myself every day.&nbsp;</p>
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<h2 dir="ltr">Work Life Balance:</h2>
<p dir="ltr">Sometimes my work to life balance is pretty sporadic. Most of the time there's not much life balance if you would. When you are working alone and you're on a kind of a larger project it comes time to get that done and you're going to work the weekends, you're going to work late, when you're outside, you're in the sun all day, you're going to come home tired and you're not going to want to do anything, at least for me that's that's the case.&nbsp;</p>
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<h2 dir="ltr">Tips for Starting Your Own Business:</h2>
<p dir="ltr">Be determined, have goals and plans and work towards them every single day. Find good construction companies to get in with and they're gonna help you throughout your entire career.</p>

A Claim Specialist contributes to the final decision on covering losses from accident or sickness.  Their role is preventing insurer financial loss, assessing insurance claim validity, and reviewing investigator findings.  Their responsibilities are to check documentation, prevent fraud, perform site inspections, make sure company guidelines are being followed, and demonstrate insurance claim expertise.

An Insurance Adjuster analyzes, investigates and determines the extent of an insurance company's liability concerning personal loss, property loss, or damages, and attempts to settle with claimants.  Their role is to interview medical specialists, agents,  witnesses, police, claimants and other relevant parties to approve or deny payment of claims.  Their responsibilities are to calculate benefit payments, examine claim forms and other records to determine insurance coverage, investigate and assess damage to property, review property damage estimates, appraise property values, and review police reports, medical treatment records, and medical bills to determine the extent of liability.

The Insurance Appraiser estimates the cost or value of an insured item.  Their role is to inspect damaged vehicles or property, and ascertain the cost of repairs or replacement.  Their responsibilities are to refer claims to investigators if fraud or illegal activity is suspected, download forms and files from insurance company databases, generate an estimate on the standard form, take pictures of damages, estimate parts and labor to repair the damage, use standard automotive labor and parts cost manuals, send photographs to the company to expedite the process, use specialized software, and determine the value of the total loss vehicle and suitable replacements.

A Managing Member develops and implements organizational goals, procedures and policies.  Their role is reviewing and overseeing all financial activities, performance and documentation, identifying improvement gaps and implementing corrective measures, and managing, monitoring and reviewing business operations.  Their responsibilities are overseeing hiring activities, approving contracts, consulting and cooperating with other executives, board members, and employees, maintaining positive client relationships, and driving new acquisitions.

A member job role is a position within an organization that carries out specific duties and responsibilities. These roles may vary depending on the type of organization, but typically involve tasks such as customer service, sales, marketing, accounting, human resources management or other administrative tasks. Some members may also be involved in providing technical support for computer systems and networks.

The President is the head of a company who collaborates with a board of executives to provide strong leadership.  Their role is to establish short and long-term goals and plans, and oversee the complete operation of the company.  Their responsibilities are maintaining awareness and knowledge of the company's daily finances, analyzing financial reports and budgets, encouraging business investments, looking for alliances, mergers, partnerships and investment opportunities, creating and maintaining relationships with community and industry leaders, reviewing and advising on contracts, and updating and revising plans to increase the company's profitability and progress.

A Product Specialist works with a team to ensure excellent product delivery and possesses a wealth of knowledge about a product or range.  Their role is to analyze market trends, develop sales, price and profitability strategies, recommend improvements, identify opportunities, and increase revenue.  Their responsibilities are conducting thorough market research, answering all product-related questions, collaborating and strategizing with the engineering teams, attending workshops and refresher courses, planning and assisting with new product events, performing product demonstrations, assisting with the development of business plans, scheduling training sessions and attending meetings, identifying new market opportunities and relaying this information, and making helpful product recommendations and suggestions to increase revenue.

Product managers design solutions. You don't have to have a special background or degree to get into this field - but you do need to enjoy thinking analytically and solving problems. Learn more about product management and tips on how to get started.

<h2>Product Managers</h2><p>Product managers don't build products. They help design solutions based off of problems that they've discovered.</p><p><br></p><h2>Product Management Skills</h2><p>You need to be good at solving problems and thinking analytically. That's probably one of the most important skills you need to have. But it's not like you need an engineering degree or you need a math degree. And one of the other important things is to be able to lead and communicate well because this is a job of influence. You're talking to lots of people, from the CEO to customer support to your customers. And you have to be able to talk with them on a one-on-one basis and switch context really easily. Another big requirement is just understanding how software is built. And you don't have to be a computer science major, but you have to have a passion for realizing that software is a series of programs or steps that accomplishes a task. And understanding what those steps are is really important so you can help guide in the development of software.&nbsp;</p><p><br></p><h2>Common Pathways to Product Management</h2><p>There's folks that come into the job from lots of different backgrounds. About 80% of people come through one of two paths. Either they were some sort of engineer by training, or they had some sort of business background by training. Another large segment of people study this concept called human-computer interaction, which is what product managers are doing. They're trying to understand how can humans interact with computers and technology in their everyday life.&nbsp;</p><p><br></p><h2>Tips to Get Into Product Management</h2><p>There's no real training. Anybody can do it. You just have to want to think analytically and solve other people's problems.&nbsp;</p><p><br></p><p>Just starting to network and join tech communities. You could do that online or you could do that in person. And then start working on a project of your own. Look at a simple webpage to make. Look at doing an internship for free online, working for a company five hours a week, designing an email for them. Do something simple. A simple place where you can deliver a product or an experience and measure success.&nbsp;</p><p><br></p><p>It's also really important to know that in this job, data is important, but you've really gotta go on your gut and try to be creative. So it's a combination of what the data tells you, but also what your get tells you about how you can solve a problem for your customers.&nbsp;</p><p><br></p><p>One of the things that's really important about this space is learning about all the new technologies that other people are developing. And so I spend about an hour a day reading about new technologies that are coming out and thinking about, huh, that's a cool thing I could do for my customers. Maybe I can bring that technology into my company and help my customers do something a little bit easier than they were doing in the past.</p><p><br></p>

A Quality Control Manager supervises employees and oversees product development measures to check the quality of products for an organization by conducting tests, monitoring manufacturing processes, and identifying deficiencies in products and or processes. Quality Control Manager's responsibilities include devising ways to improve the development process to ensure higher-quality goods, set the requirements for raw materials from suppliers, while also supervising inspectors, technicians, and other staff members. They also ensures legal obligations are followed and ensuring compliance with regulatory bodies including health and safety guidelines.

A Senior Claims Representative obtains relevant facts to determine coverage, loss and liability for a claim.  Their role is to investigate claims, and interact effectively with customers, insurance agents, police, attorneys, and other public personnel involved in the claim process.  Their responsibilties are to assist in analyzing, planning, decision making, and problem solving activities to support claim settlements, oversee legal and medical aspects of claims, document claim file activities in an accurate and timely manner, resolve claim issues promptly and follow up on outstanding issues, perform negotiations with the insured and claimant to achieve claim settlements, work in compliance with state regulations and applicable jurisdictions, and manage claim settlements within authority limits.

Insurance Adjuster Career Path