underwriter Career Path | See the Career Paths People Really Take

senior underwriter

insurance agent

intern

insurance underwriter

relationship manager

underwriter

payroll clerk

writer

commercial insurance broker

A Commercial Insurance Broker acts as associate intermediatary between insurance suppliers and customers.  Their role is to work for a specific insurance company by selling and advertising its industrial insurance merchandise.  Their responsibilities are to gather data from shoppers, assess risk profiles and insurance desires, and perform an analysis of the coverage, terms, conditions and value of the policy.

An Insurance Agent identifies risk management strategies, handles policy renewals, and tracks claims.  Their role is identifying sales opportunities for insurance plans, and overseeing a portfolio of clients.  Their responsibilities are to calculate dividends and create payment methods, establish a collaborative relationship with prospective clients from various sources, recommend risk management strategies, prepare and present detailed reports on the progress of initiatives to management, complete administrative tasks, track insurance claims to ensure client and company satisfaction, and create and implement marketing strategies to compete with other individuals or insurance companies.

The Insurance Underwriter works closely with insurance agents and with actuaries to evaluate research and undertake a client’s risk.  Their role is to analyze applicant data and assess an applicant's risk.  Their responsibilities are to operate underwriting software, evaluate software-based recommendations, research applicants as necessary, decide whether or not to offer insurance, and determine coverage and premiums.

An Intern helps a company with work in order to gain experience and skills in a specific area.  Their role is working closely with different team members to learn more about the company and industry.  Their responsibilities are to perform tasks set out by supervisors, attend meetings and take minutes, perform research at a supervisor's request, update social media platforms, and write copy and create images for social media posts.

A payroll clerk is responsible for managing the payroll and employee benefit records of a company. Responsibilities may include calculating wages, preparing paychecks or direct deposits, filing taxes, maintaining records of employees' hours worked and vacation time used, tracking deductions for health insurance or union dues, processing new hire paperwork, responding to inquiries about wages and benefits from employees and other stakeholders. The role also involves ensuring compliance with applicable laws governing wages, overtime calculation methods and leave policies.

A Relationship Manager works to preserve customers and renew contracts.  Their role is to create positive relationships with customers in order to promote high quality sales.  Their responsibilities are to approach potential customers to establish relationships, forward upselling and cross-selling opportunities to the sales team, resolve customer complaints quickly and effectively, and understand customer needs in order to develop plans to address them.

Explore the exciting world of partnership leadership, where forging powerful business relationships and driving growth are key. Learn the key skills that can help build and manage thriving partnerships across industries!

<h2>What is a Director / Head of Partnerships</h2><p>Being a head of partnerships can mean different things to different companies.</p><p>At some companies, it means business development, where you are trying to forge relationships between your company and another company for mutual beneficial gain.</p><p>Sometimes it means searching for new business, depending on what type of business you have.</p><p>In the case of Ridwell, being the head of partnerships means being in charge of identifying, vetting, and maintaining the 200-plus relationships that we have with recycling and reuse partners in the United States and beyond.</p><p>This role, at the time that I took it, the department did not exist.</p><p>The main need for this role was actually to open, start a department, hire people, and organize partnerships across the US.</p><h2><br></h2><h2>Job Requirements</h2><p>The job requirements for this were to have a college degree and also good communication skills.</p><p>Since this required starting something new that was a little bit unknown to the company, they were looking for entrepreneurial skills.</p><h2><br></h2><h2>Most Important Skills</h2><p>It's just the people skills and communication and detail orientation that you need.</p><p>I think a lot of times you can get that through sales skills, but not exclusively.</p><h2><br></h2><h2>The Path I Took</h2><p>The path that I took is I went to undergrad, and I got a degree in economics there.</p><p>Then I started on Wall Street, and that has helped me by giving me a financial grounding on learning P&amp;Ls, income statements, and how businesses work from a financial standpoint.</p><p>After that, I went to business school.</p><p>After business school, I did entrepreneurship twice, and that really helped me for this role.</p><h2><br></h2><h2>An Average Day / Week</h2><p>My average day: I'm at my desk with back-to-back meetings, meeting with partners, meeting with my team, trying to move projects forward.</p><p>In an average month, I have probably two days away from the desk where I'm either meeting with a partner or I'm at our warehouse, checking things out or talking with other employees of Ridwell.</p><h2><br></h2><h2>Tips for Getting Into Your Next Role</h2><p>I think that if you reach out for an informational interview with folks in your network who are doing similar work and ask them about what their job entails, that is the best way for you to learn.</p><p>It also helps folks understand that you are looking for a role.</p><p><br></p><p><br></p>

A Senior Underwriter is a financial specialist who works in banking, insurance, and stock markets. Their role is to evaluate research and undertake a client’s risk for a fee such as a commission, premium or interest. Their responsibilities are to collect appropriate and accurate information required to assess potential clients, review policy applications based on previous loss records, prepare reports that detail risk assessment findings, compare various policies having similar risk, undertake and conduct actuarial studies, evaluate policies with regards to underwriting standards, modify or reject an insurance application, review studies regarding the risk involved, analyze statistical data using specialized computer programs, write quotes, determine premiums and coverage, negotiate terms with brokers and clients, select the wording of policies, prepare terms and conditions, and handle queries from credit control departments, brokers and clients.

The Underwriter is a financial specialist who works in banking, insurance, and stock markets. Their role is to evaluate research and undertake a client’s risk for a fee such as a commission, premium or interest. Their responsibilities are to collect appropriate and accurate information required to assess potential clients, review policy applications based on previous loss records, prepare reports that detail risk assessment findings, compare various policies having similar risk, undertake and conduct actuarial studies, evaluate policies with regards to underwriting standards, modify or reject an insurance application, review studies regarding the risk involved, analyze statistical data using specialized computer programs, write quotes, determine premiums and coverage, negotiate terms with brokers and clients, select the wording of policies, prepare terms and conditions, and handle queries from credit control departments, brokers and clients.

A Writer is someone who writes for a living, creating fiction, non-fiction, or poetry. Their role is to work as a freelancer or focus on an area to write television scripts, articles for magazines, and newspapers where they will do research, writing, editing, fact-checking, adapting, and re-writing. Their responsibilities are to create content campaigns that align with marketing objectives and company goals, produce, edit and customize content for all platforms, pitch articles to third-party websites for publication and guest post on partner websites, perform online and on-the-ground primary research for blog posts, articles, guides, and other content, work with the marketing team to analyze content performance metrics, and develop better content ideas for the future.

Do you like to tell stories? Do you like to draw?  Do you like to work from anywhere you want? This cartoonist shares what's it takes to create a graphic novel. 

<h2>My Career Path to a Published Author</h2><p>Hello, I am Nathan Hale. I am a New York Times bestselling author and author-illustrator of graphic novels for young readers.</p><p><br></p><p>I chose this job because I have always wanted a job that involved drawing and creating and telling stories. When I was in high school, I started drawing a lot and I kind of made a goal that I would only take jobs that involve art. I jumped from mural painting and houses, doing display work for museums, to paid illustration.&nbsp;I went to art school and I began drawing. An author friend asked if I wanted to get involved on a graphic novel project. I said yes, and that was 14 years ago and I'm still working in graphic novels.&nbsp;</p><p><br></p><h2>Graphic Novelist Job Requirements</h2><p>These books take up to a year to create. When you're creating a graphic novel, you're essentially drawing thousands of tiny compositions. So the main thing is time, time, and ability to draw and ability to write and explain things using the cartoon language. Not just words, but the ways cartoons work. If you are a cartoonist, you are going to spend about 10 hours a day drawing. I will sometimes draw up to 16 hours a day and that's every day. I don't get weekends, I don't get holidays. It is constantly drawing. BUT, you get to work wherever you want.</p><p><br></p><h2>How Much Does an Author Make?</h2><p>Early days, not much, and you only get paid twice a year. Your royalty's statement comes two times. You get paid to fall and you get paid in the spring. It took me until I had probably over 12 books out before I was making six figures. You gotta do it out of love and you got to put out a lot of books. Once you get a lot of books out though, the royalties continue to come in and it gets pretty comfortable. After a while, but it took a long time to get there.&nbsp;</p><p><br></p><h2>Writer Pros and Cons</h2><p>The pros are you are telling stories. You're essentially like a movie director that doesn't have to work with anybody. You're telling the whole story and that's a really fun feeling if you like that kind of thing. The cons are, it's all you get to do. You have to think about it all the time. You draw it all the time. You don't get much free time, you don't get a lot of hobbies. You're just drawing all the time. But if you like that kind of thing, it's great.</p>

Underwriter Career Path